A common complaint heard from bill collectors debtors is that nobody cares about us or our finances or our situation. Just like someone with a negative attitude, many times the defendant guilty on all other than itself, this includes the bill collectors trying to collect the debt they owe to their creditors. The bill collector, even if it looked as beautiful as they can immediately see the evil enemy, just because they are what they are, a bill collector.
NotAll the bill collectors are angry and break the law, but with the stories that are in the news lately that the continued performance of our media is portraying. I have not seen a story that does not necessarily mean bill collectors violate federal and state laws, and unethical or a debtor. You only hear recordings of debt collectors, that the law swear to break with borrowers, calls at odd hours, which are not allowed, and ex-debt collector stating that they do not breakthe law, they have tried, day to ruin the people or whatever it was to collect the money.
Do not listen to the organizations that have tried, this negative perception of the agencies and bill collectors or collectors, that the right to help people and follow ethical change things. Yes, there are!
On this basis, consumer complaints about collection agencies expect to get extreme proportions. Obviously, some agencies operate illegally and unethically, has thisfor many years. In the last 10 years I know for a fact that there are associations, more education, more books, magazines and networking events to help in the debt collection industry, to educate, not just debt collectors, but the consumers with their bills be delinquent.
If the media would say that the "whole story" or at least "two sides" of the story, no sense of the bill collector and the debtor, but the bill collector and the bill collector. For each faultCollection agency that collectors who break the law is an agency that follows the law and collect debts contribute successfully at the same time ethically, morally, and disclosed in accordance with the FDCPA.
Do not forget another very important point that has not been mentioned that this collection agency if they break the law or not hired by someone to collect a debt. In my opinion, if a creditor or employer to hire a collection agency collect any overdueDebt to them is the agency they choose a mirror image of that company. So if you are harassed and called at work if you do not have to ask, or phone calls to 3, which is the agency your creditors and decided she wants to represent. Who is your creditors? Are they aware that their agency break the law and thus a negative representation of them?
If you ask for a bill collector and break the law to try and collect your past due on your phone bill, car loan or a loanCard debt, look at the creditors. What type of business let someone like that? What kind of business wants to be treated their customers, they brought in connection with an agency?
If one of us to do business with this type of business? I think not. Let's set the creditors and the responsibility for their actions and the agencies it to represent them, their company and their ethics.
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